Financial Benchmarking

Financial Benchmarking

Pooling Benchmarks

AGRiP is actively developing a financial benchmarking tool for member pools. This unique and public entity pooling-specific tool will allow comparison between a pool's own financial results and nationwide statistics or a customizable cohort of peers.The FBI is being built with generous support and assistance from JLT Re.

The Financial Benchmarking Initiative (FBI) will include 14 commonly used financial ratios. These ratios will use data pulled from audited financial statements, with calculations organized into leverage, profitability, liquidity and expense ratios.

  • Contribution Leverage
  • Reserve Leverage
  • Change in Net Position
  • Net Leverage
  • Liability Leverage
  • Investment Leverage 
  • Retention Ratio
  • Loss Ratio
  • Combined Ratio
  • Portfolio Yield
  • Operating Ratio
  • Liabilities to Assets
  • Expense to Net Contribution
  • One-Year Reserve Development